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src=\"\u002Fuploads\u002F1792659642178725604.png\">\u003Ch2>一、EB-5预留签证32%究竟怎么分？\u003C\u002Fh2>\u003Cp>根据美国《移民与国籍法》第203(b)(5)条，经2022年EB-5改革与诚信法案（RIA）修订，EB-5就业创造移民类别中，\u003Cstrong>每财年有32%的签证配额专门预留给三类合资格投资项目\u003C\u002Fstrong>。\u003C\u002Fp>\u003Cp>具体分配如下：\u003C\u002Fp>\u003Ctable>\u003Ctbody>\u003Ctr>\u003Cth>\u003Cp>签证类别\u003C\u002Fp>\u003C\u002Fth>\u003Cth style=\"text-align: right\">\u003Cp>法定配额比例\u003C\u002Fp>\u003C\u002Fth>\u003Cth>\u003Cp>主要资格特点\u003C\u002Fp>\u003C\u002Fth>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>乡村地区（Rural）\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>20%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>投资项目位于符合法定定义的乡村地区\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>高失业区（High Unemployment）\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>10%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>投资区域符合高失业区法定标准，并满足相关指定要求\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>基建项目（Infrastructure）\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>2%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>项目符合基建类别的法定定义\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>普通池（Unreserved）\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>68%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>不属于上述预留类别的其他合资格EB-5投资\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003Cp>这里需要区分两个概念：32%是EB-5类别内部的预留比例，并不是全部美国职业移民签证的32%。\u003C\u002Fp>\u003Cp>此外，EB-5的年度签证数量并非每年固定为9,940张。常规年度职业移民全球配额为140,000张，EB-5通常占其中7.1%；但职业移民总配额可能因法律规定及其他类别未使用的名额等因素发生变化。\u003C\u002Fp>\u003Cp>例如，美国国务院公布的FY2026年度移民签证限额显示，当年EB-5共有13,206张新分配签证，高于常规年度基准。其中，预留类别新分配4,266张，普通类别新分配8,980张。\u003C\u002Fp>\u003Cp>这组数据说明，不能简单用9,940乘以32%，就认定某一财年的预留签证总量。新分配的签证与上一财年结转的签证，也必须分开计算。\u003C\u002Fp>\u003Ch2>二、FY2026预留签证有多少？结转规则如何理解？\u003C\u002Fh2>\u003Cp>美国移民政策中，预留签证的结转机制，是理解当前窗口的重要一环。\u003C\u002Fp>\u003Cp>根据现行法律，预留类别当年未使用的签证，会在下一财年继续留在相应的预留类别中；如果到下一财年结束时仍未签发，则按照法律规定转为普通EB-5类别可使用的签证。\u003C\u002Fp>\u003Cp>换句话说，\u003Cstrong>未使用的预留签证并不是立即失效，也不是可以无限期留在原类别中。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>根据美国国务院公布的FY2026年度限额，以及美国投资移民行业协会IIUSA于2026年5月发布的分析：\u003C\u002Fp>\u003Ctable>\u003Ctbody>\u003Ctr>\u003Cth>\u003Cp>FY2026预留类别\u003C\u002Fp>\u003C\u002Fth>\u003Cth style=\"text-align: right\">\u003Cp>预计可用签证数量\u003C\u002Fp>\u003C\u002Fth>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>乡村地区\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>4,771张\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>高失业区\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>2,386张\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>基建项目\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>477张\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>\u003Cstrong>三类合计\u003C\u002Fstrong>\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd style=\"text-align: right\">\u003Cp>\u003Cstrong>约7,634张\u003C\u002Fstrong>\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003Cp>需要特别说明：上述三类数字是IIUSA根据新分配名额及结转情况所作的估算，并非美国国务院逐池确认的最终签证发放量。FY2026最终使用情况仍应以官方后续统计为准。\u003C\u002Fp>\u003Cp>同时，签证数量按移民签证名额计算，并非按投资人家庭数量计算。主申请人、符合条件的配偶及子女都可能占用签证名额，因此，不能将7,634张签证直接理解为7,634个家庭的申请机会。\u003C\u002Fp>\u003Cp>对投资人来说，结转机制能够提供一定缓冲，但不能据此推断预留类别未来必然长期无排期。\u003C\u002Fp>\u003Ch2>三、2026年10月，EB-5预留类别对中国申请人还有排期吗？\u003C\u002Fh2>\u003Cp>截至2026年10月，美国国务院当月签证公告显示，以下三个EB-5预留类别对中国大陆出生申请人的最终裁定日（Final Action Date，表A）均为Current，即没有设置截止日期：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>乡村地区（Rural）\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>高失业区（High Unemployment）\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>基建项目（Infrastructure）\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>作为对照，EB-5普通类别对中国大陆出生申请人的表A截止日期为2016年12月1日。\u003C\u002Fp>\u003Cp>这一差异解释了为什么预留类别在现阶段具有明显的签证排期优势。\u003C\u002Fp>\u003Cp>但要注意，签证公告中的Current并不等于移民申请可以立即获批。投资人仍需满足项目和个人资格要求，完成I-526E等申请阶段，并在适用程序中满足签证签发或身份调整的其他条件。\u003C\u002Fp>\u003Cp>另外，表A与表B的作用不同：表A主要用于判断签证是否可以最终签发或完成相应身份调整；表B则涉及申请人何时可以进入后续申请阶段，且境内身份调整能否使用表B，还需以USCIS当月公布的规定为准。\u003C\u002Fp>\u003Cp>因此，判断一个家庭的实际时间表，必须把签证排期、I-526E审理、境外领事程序或境内身份调整分别分析，不能只看一个“Current”。\u003C\u002Fp>\u003Ch2>四、乡村、高失业区、基建三类项目，究竟怎么选？\u003C\u002Fh2>\u003Cp>三类项目都可能获得预留签证资格，但配额规模、法定审理优先级、项目形态和尽调重点并不相同。\u003C\u002Fp>\u003Ch3>1. 乡村项目：配额比例最高，具有法定审理优先级\u003C\u002Fh3>\u003Cp>乡村类别占EB-5年度签证配额的20%，是三类预留类别中比例最高的一类。\u003C\u002Fp>\u003Cp>符合条件的乡村项目依法享有优先审理安排。这一特点使其成为不少重视申请时间规划的家庭重点考察的方向。\u003C\u002Fp>\u003Cp>但乡村项目并不意味着投资风险更低，也不意味着I-526E必然在某个固定时间内获批。项目的融资结构、建设进度、就业创造计划、资金退出安排和开发商履约能力，仍然需要独立审查。\u003C\u002Fp>\u003Cp>\u003Cstrong>选择乡村项目，不能只因为它拥有较大的配额比例和审理优先级，还要确认项目本身是否经得起尽调。\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch3>2. 高失业区项目：城市项目选择可能更多，但要核实具体资格\u003C\u002Fh3>\u003Cp>高失业区类别占10%的年度EB-5签证配额。\u003C\u002Fp>\u003Cp>与乡村类别相比，高失业区项目可能涉及更多城市或都市区域的开发项目，但项目是否符合资格，必须根据适用的法定标准、区域数据及相关指定要求核实，不能仅凭项目宣传中的“高失业区”字样作出判断。\u003C\u002Fp>\u003Cp>高失业区项目尤其需要核对：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>项目使用的TEA认定依据及相关文件；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>项目地址、统计区域与适用失业率数据是否一致；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>区域中心、发行主体及相关融资文件是否匹配；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>就业模型、资金用途和退出安排是否具有合理依据。\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>高失业区的配额比例低于乡村类别，但仅凭10%与20%的比例差异，不能直接断言高失业区一定更早出现排期。真实风险还取决于各池申请需求、签证使用情况和未来政策变化。\u003C\u002Fp>\u003Ch3>3. 基建项目：配额比例较小，资格与项目结构更值得核查\u003C\u002Fh3>\u003Cp>基建类别占年度EB-5签证配额的2%，是三类预留类别中比例最小的一类。\u003C\u002Fp>\u003Cp>法律所称的基建项目具有特定定义，并非所有公路、桥梁、公用事业或大型建设工程都自动符合条件。项目还需满足相应的政府实体、区域中心及资本投资等法定要求。\u003C\u002Fp>\u003Cp>因此，投资人不能因为项目名称中包含“基础设施”，就认定其属于EB-5基建预留类别。\u003C\u002Fp>\u003Cp>这类项目的尽调重点，是核实项目是否真正符合基建类别的法律定义，以及交易结构、资金用途、就业创造和相关主体资格是否有充分文件支持。\u003C\u002Fp>\u003Ch3>三类项目的核心差异\u003C\u002Fh3>\u003Ctable>\u003Ctbody>\u003Ctr>\u003Cth>\u003Cp>比较维度\u003C\u002Fp>\u003C\u002Fth>\u003Cth>\u003Cp>乡村\u003C\u002Fp>\u003C\u002Fth>\u003Cth>\u003Cp>高失业区\u003C\u002Fp>\u003C\u002Fth>\u003Cth>\u003Cp>基建\u003C\u002Fp>\u003C\u002Fth>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>法定配额比例\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>20%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>10%\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>2%\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>法定优先审理\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>有\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>无同类法定优先安排\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>无同类法定优先安排\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>资格核查重点\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>乡村地区定义\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>高失业区标准及指定要求\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>基建项目法定定义及主体资格\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>排期判断\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>看本池需求与签证使用\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>看本池需求与签证使用\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>看本池需求与签证使用\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>\u003Cp>项目尽调重点\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>建设、就业、融资和退出\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>TEA资格、就业模型和融资\u003C\u002Fp>\u003C\u002Ftd>\u003Ctd>\u003Cp>法律资格、政府参与及项目结构\u003C\u002Fp>\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003Cp>对于大多数家庭，我建议先从符合自身投资条件、身份时间表和风险承受能力的项目入手，再比较项目所属类别，而不是先决定“只投乡村”或“只投高失业区”。\u003C\u002Fp>\u003Ch2>五、无排期还能持续多久？为什么没有人能给出准确倒计时？\u003C\u002Fh2>\u003Cp>这是投资人最关心的问题，也是最容易被营销话术误导的问题。\u003C\u002Fp>\u003Cp>截至2026年10月，三个预留类别对中国大陆出生申请人仍显示Current，但现有公开信息不足以支持“还能无排期两年”“明年一定排期”或“某个类别永远安全”等确定性结论。\u003C\u002Fp>\u003Cp>判断未来排期风险，至少需要持续跟踪四组数据。\u003C\u002Fp>\u003Cp>\u003Cstrong>第一，年度配额与实际签证发放量。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>要看国务院公布的年度签证限额、各预留类别的实际签发情况，以及境外领事程序和境内身份调整涉及的签证使用情况。仅统计领事馆签发的签证，可能无法完整反映全部签证名额的消耗。\u003C\u002Fp>\u003Cp>\u003Cstrong>第二，各类别的申请需求与潜在积压。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>I-526E递件数量可以帮助观察投资人需求，但递件数量不等于未来一定占用的签证数量。部分申请可能被拒绝、撤回或长期未进入签证阶段；每个获批主申请人还可能携带符合条件的家属。\u003C\u002Fp>\u003Cp>因此，不能简单地用“待审I-526E数量÷年度配额”计算准确排期年份。\u003C\u002Fp>\u003Cp>\u003Cstrong>第三，I-526E审理速度与获批后的签证需求。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>审理加快，可能使更多申请人更早进入后续签证程序，从而增加某一阶段的签证需求。但最终影响仍取决于申请量、获批率、家属人数、签证使用速度及其他因素。\u003C\u002Fp>\u003Cp>审理提速并不必然意味着排期提前，也不保证排期延后。\u003C\u002Fp>\u003Cp>\u003Cstrong>第四，国务院每月公布的签证公告。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>表A出现截止日期，意味着该类别在相关国家或地区的签证需求已经受到配额限制。投资人应重点观察截止日期变化、公告中的排期说明，以及预留类别是否出现新的限制。\u003C\u002Fp>\u003Cp>我建议家庭建立月度跟踪机制，而不是依赖一次性预测。每月更新签证公告、季度复核申请数据，并在递交前重新核对项目资格和申请路径，比相信一个没有数据基础的“倒计时”更有价值。\u003C\u002Fp>\u003Ch2>六、签约前必须核实的五件事\u003C\u002Fh2>\u003Cp>无论选择乡村、高失业区还是基建项目，我建议投资人把以下问题列入签约前的书面核查清单。\u003C\u002Fp>\u003Cp>\u003Cstrong>1. 项目究竟属于哪个预留类别？\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>要求项目方提供相应的资格依据及支持文件。高失业区项目应核对适用的TEA材料；乡村和基建项目也应核实其法定资格，不能仅凭宣传册判断。\u003C\u002Fp>\u003Cp>\u003Cstrong>2. 项目是否完成必要的移民合规程序？\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>核实区域中心、项目申请及其他相关文件的适用状态。项目获批、区域中心资格或某一份移民文件获批，并不等于投资没有风险，也不代表每位投资人必然获批。\u003C\u002Fp>\u003Cp>\u003Cstrong>3. 就业创造计划是否合理？\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>核对就业模型的关键假设、资金使用计划、建设安排和就业创造时间表。区域中心项目可以在符合法律规定的情况下计算部分间接就业，但并非所有预测岗位都能无条件计入。\u003C\u002Fp>\u003Cp>\u003Cstrong>4. 资金退出依赖什么条件？\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>核实投资资金的使用方式、还款来源、偿付顺序、期限、担保及风险因素。移民获批与投资回款是两件不同的事，不能将取得美国永久居民身份理解为投资本金必然返还。\u003C\u002Fp>\u003Cp>\u003Cstrong>5. 如果未来出现排期，家庭计划如何调整？\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>根据主申请人、配偶和子女的具体情况，提前分析申请进度、子女年龄、后续签证程序及家庭长期居住安排。排期风险不仅是等待时间问题，也可能影响教育规划和全家的身份衔接。\u003C\u002Fp>\u003Ch2>七、北极星移民如何帮助家庭筛选EB-5项目？\u003C\u002Fh2>\u003Cp>从2013年开展移民服务以来，我们始终认为，EB-5项目选择不能只比较配额和宣传收益。对一个家庭而言，真正重要的是移民资格、资金安全、项目履约和长期身份安排能否放在同一套评估框架中。\u003C\u002Fp>\u003Cimg 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