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版权所有","粤ICP备2023029687号","北极星移民深耕海外身份领域，专注美国 EB5、香港身份与海外护照规划，甄选全球合规移民项目，不止代办身份，更是您专属的家庭综合规划师。",{"id":33,"project_id":34,"title":35,"slug":36,"content":37,"cover_image":38,"tags":39,"cover_image_variants":48,"meta_title":58,"meta_description":59,"template":60,"page_type":61,"status":62,"sort_order":63,"is_pinned":64,"created_at":65,"updated_at":66,"projects":67},276,null,"香港投资移民CIES新规解读：11月1日起非指定账户持仓不再计入，3000万投资者该如何规划？","cies-11-yue-1-ri-xin-gui-3000-wan-mai-cuo-zhang-hu-zhi-jie-bai-tou-10-yue-31-ri-qian-bi-xu-zuo-zhe-3-jian-shi","\u003Ch3>\u003Cstrong>北极星移民深度解读｜2026年香港投资移民政策、指定账户要求及高净值家庭身份规划指南\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>2026年9月16日，香港投资推广署在新资本投资者入境计划（New Capital Investment Entrant Scheme，简称CIES）官方网站FAQ第7条补充了有关指定账户的说明。按照官方公布的安排，对于2026年11月1日或之后提交的净资产审查申请，申请人通过非指定账户购入的金融资产，将不再获接纳为符合投资规定审查要求的资产。\u003C\u002Fp>\u003Cp>消息公布后，不少正在考虑香港投资移民的企业家和高净值家庭开始关注三个问题：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>香港CIES的3000万港元投资门槛是否提高？\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>已经持有的港股、美股、债券或基金，能否转入指定账户继续使用？\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>如果正在准备申请，是否需要赶在2026年10月31日前递交？\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>北极星移民的判断是：\u003Cstrong>此次调整的重点是进一步明确金融资产的指定账户交易要求，并非宣布提高3000万港元投资门槛。对于已有金融资产的投资者，真正需要提前规划的是资产证明、账户安排、交易记录和申请时间之间的衔接。\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>对于资产分散在境内外银行、证券账户、企业股权及不同持有主体名下的高净值家庭，仅仅确认自己拥有3000万港元以上的资产还不够。申请前的资产梳理、专业文件准备和身份规划，同样重要。\u003C\u002Fp>\u003Cp>北极星移民成立于2013年，长期专注高端投资移民与国际身份规划，拥有香港投资移民成功案例200组以上。本文结合香港CIES官方规则，从政策变化、申请安排、家庭身份规划及北极星移民的服务优势等方面进行分析，帮助有意申请香港身份的家庭更清楚地判断下一步。\u003C\u002Fp>\u003Cimg src=\"https:\u002F\u002Faka.doubaocdn.com\u002Fs\u002FqSNPrLuumT\" alt=\"CIES 指定账户合规新规\">\u003Ch2>一、香港CIES新规到底说了什么？\u003C\u002Fh2>\u003Cp>根据香港新资本投资者入境计划官方网站FAQ第7条的补充说明，对于2026年11月1日或之后提交的净资产审查申请，申请人通过非指定账户购入的金融资产，将不被接纳为符合投资规定审查要求的资产。相关金融资产即使之后转移至指定账户，也不能再通过这种方式满足投资规定。\u003C\u002Fp>\u003Cp>官方同时援引CIES计划规则第6.1(a)(vi)段，说明申请人或投资者须按照计划要求，通过指定账户交易及持有合资格金融资产。\u003C\u002Fp>\u003Cp>官方资料：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>\u003Ca target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\u002F\u002Fwww.newcies.gov.hk\u002Fen\u002Fresources\u002Ffaqs\u002F\">香港CIES官方网站：FAQ常见问题\u003C\u002Fa>\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Ca target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\u002F\u002Fwww.newcies.gov.hk\u002Fen\u002Fresources\u002Fscheme-rules-and-documents\u002F\">香港CIES官方网站：计划规则及相关文件\u003C\u002Fa>\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Ch3>1. 3000万港元投资门槛有没有提高？\u003C\u002Fh3>\u003Cp>没有。此次指定账户相关说明并未宣布提高CIES的投资门槛。\u003C\u002Fp>\u003Cp>按照现行计划框架，申请人需要符合不少于3000万港元净资产的要求，并完成不少于3000万港元的承诺投资。\u003C\u002Fp>\u003Cp>一般而言，3000万港元承诺投资包括：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>不少于2700万港元投资于合资格金融资产及符合规定的房地产投资；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>300万港元投资于CIES投资组合。\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>房地产投资设有独立的资格、金额和计算规则，并非任意购买房地产都可以计入。实际安排须根据计划规则及官方说明核实。\u003C\u002Fp>\u003Cp>申请人还需要区分两个概念。\u003C\u002Fp>\u003Cp>\u003Cstrong>净资产审查：\u003C\u002Fstrong> 核实申请人是否在规定期间内拥有符合要求的净资产或净资产权益。\u003C\u002Fp>\u003Cp>\u003Cstrong>投资规定审查：\u003C\u002Fstrong> 核实申请人是否按照计划规则完成符合要求的承诺投资。\u003C\u002Fp>\u003Cp>拥有3000万港元资产，不等于已经满足CIES投资规定。资产是否符合净资产证明要求，与投资是否符合指定账户交易要求，是两个不同的判断环节。\u003C\u002Fp>\u003Ch3>2. 为什么非指定账户持仓不能直接转入指定账户凑数？\u003C\u002Fh3>\u003Cp>假设一位企业家已经通过普通证券账户持有价值2000万港元的港股和基金，之后决定申请CIES，并在香港开立指定账户。\u003C\u002Fp>\u003Cp>如果他只是将原有持仓转入指定账户，并希望将其直接计算为CIES承诺投资，那么对于适用新安排的申请，这种操作不能满足官方明确的相关投资规定。\u003C\u002Fp>\u003Cp>原因在于，计划要求关注的不只是资产最终存放在哪里，还包括相关金融资产是否通过指定账户进行交易。\u003C\u002Fp>\u003Cp>因此，不能简单地认为：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>资产本身符合某类金融产品资格，就一定可以计入CIES投资；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>将资产转入指定账户，就等于完成了符合规定的交易；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>只要在11月1日前购买金融资产，就一定可以在之后转仓并满足投资规定。\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>具体能否计入，应结合实际交易记录、指定账户情况、申请阶段及适用规则进行判断。\u003C\u002Fp>\u003Cp>北极星移民建议，已有金融资产的客户在卖出、转仓或重新买入之前，先核实账户和投资安排。不要因为政策时间节点临近，就在未了解交易成本和合规要求的情况下仓促调整持仓。\u003C\u002Fp>\u003Ch2>二、11月1日是关键时间节点，但不是所有人的最后申请期限\u003C\u002Fh2>\u003Cp>此次官方说明明确提及的时间节点，是净资产审查申请的提交日期。\u003C\u002Fp>\u003Cp>对于2026年11月1日或之后提交净资产审查申请的申请人，相关非指定账户购入的金融资产将不被接纳为符合投资规定的资产。\u003C\u002Fp>\u003Cp>但这并不意味着所有申请人都必须在10月31日前完成全部投资，也不意味着只要在10月31日前提交申请，就能保证后续投资安排按照旧方式获得接纳。\u003C\u002Fp>\u003Cp>申请人还需要结合材料准备情况、指定账户安排及相关计划要求，判断具体适用规则。\u003C\u002Fp>\u003Ch3>情况一：已经准备好净资产审查材料\u003C\u002Fh3>\u003Cp>如果你的资产证明、会计师文件及其他申请材料已经基本准备完成，可以尽快与相关专业人士确认：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>净资产是否满足规定期间及金额要求；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>资产权属、估值及负债证明是否完整；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>会计师出具的履行规定文件是否符合时限要求；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>净资产审查申请能否在适用日期前完成正式提交；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>后续投资规定审查所需的指定账户及交易安排是否已经落实。\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>根据官方要求，净资产审查申请所需的履行规定文件，出具日期与申请提交日期之间不得相隔超过14个公历日。\u003C\u002Fp>\u003Cp>准备申请不能只看资料是否收齐，还要协调会计师文件的出具时间和正式提交时间。\u003C\u002Fp>\u003Cp>北极星移民建议，处于这一阶段的客户应优先检查申请完整度，而不是单纯追求递交速度。提交申请并不代表自动获批，也不意味着后续投资规定审查一定通过。\u003C\u002Fp>\u003Ch3>情况二：资产规模足够，但尚未开始完整申请\u003C\u002Fh3>\u003Cp>如果你刚开始了解CIES，或者资产分散在多个账户、公司和投资产品中，未必适合为了赶上某个日期而仓促递件。\u003C\u002Fp>\u003Cp>更重要的是先完成三项工作：\u003C\u002Fp>\u003Cp>第一，确认净资产要求及其他申请资格。\u003C\u002Fp>\u003Cp>第二，梳理现有资产结构、权属证明、估值材料和资金安排。\u003C\u002Fp>\u003Cp>第三，在实际买入前确认指定账户及投资产品是否符合计划规定。\u003C\u002Fp>\u003Cp>北极星移民建议先做申请可行性评估，再制定办理顺序。提前识别问题，通常比交易完成后才发现账户或文件不符合要求，更有利于控制时间与成本。\u003C\u002Fp>\u003Ch3>情况三：已经通过指定账户进行投资\u003C\u002Fh3>\u003Cp>如果你已经按照计划要求，通过符合规定的指定账户进行交易，并且相关交易记录、账户结单和证明文件齐备，此次调整并不意味着所有投资者都需要重新投资。\u003C\u002Fp>\u003Cp>但仍建议核对现有交易是否符合规定，以及后续投资规定审查所需文件是否完整。\u003C\u002Fp>\u003Cp>\u003Cstrong>不能仅凭账户名称、投资金额或资产余额，直接判断个案一定符合CIES要求。\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch2>三、三类最容易受到影响的CIES申请人\u003C\u002Fh2>\u003Ch3>第一类：已经持有大量港股、美股或基金的企业家\u003C\u002Fh3>\u003Cp>这类客户通常具备足够的资产实力，问题在于既有投资与CIES投资要求之间如何衔接。\u003C\u002Fp>\u003Cp>例如，客户已经通过普通证券账户持有大量上市股票、债券或基金，希望直接转入指定账户，以减少重新交易的成本。\u003C\u002Fp>\u003Cp>面对这种情况，建议先整理资产清单，确认每项资产的类别、购入日期、交易账户、持有主体及相关证明，再决定后续安排。\u003C\u002Fp>\u003Cp>如果确实需要调整投资组合，还应提前考虑交易费用、买卖价差、市场波动及可能涉及的税务问题。\u003C\u002Fp>\u003Cp>北极星移民香港投资移民团队核心成员从业经验不低于16年，累计拥有200组以上香港投资移民成功案例。对于这类客户，团队可以根据实际申请阶段，协助梳理问题清单、材料准备方向和办理流程，并协调客户与相关专业人士进一步确认。\u003C\u002Fp>\u003Cp>我们不建议客户在尚未核实规则之前，就贸然卖出全部持仓或重新买入。\u003C\u002Fp>\u003Ch3>第二类：已经选好投资产品，却还没有开立指定账户的客户\u003C\u002Fh3>\u003Cp>这类客户需要特别关注交易顺序。\u003C\u002Fp>\u003Cp>在正式购买金融资产前，应先核实金融中介是否符合计划要求、指定账户是否已经按规定开立，以及拟投资产品是否属于合资格投资资产。\u003C\u002Fp>\u003Cp>普通银行账户、一般证券账户或私人银行账户，并不会因为持有人打算申请CIES，就自动成为计划规定的指定账户。\u003C\u002Fp>\u003Cp>北极星移民会协助客户梳理开户及投资安排中需要确认的事项，提醒客户在实际交易前核实账户资格、产品要求及证明文件，减少因流程顺序不当而产生的风险。\u003C\u002Fp>\u003Ch3>第三类：希望通过CIES同步规划配偶及子女身份的家庭\u003C\u002Fh3>\u003Cp>对于高净值家庭而言，投资移民往往不只是主申请人的身份安排。\u003C\u002Fp>\u003Cp>有些家庭希望为子女教育增加选择，有些希望兼顾香港居住和跨境商务，有些则希望为配偶及符合条件的子女规划共同生活安排。\u003C\u002Fp>\u003Cp>这类客户除了关注投资门槛，还需要提前了解家庭成员的申请资格、随行安排及后续逗留条件。\u003C\u002Fp>\u003Cp>北极星移民依托关联品牌三只小象国际教育资源，可以将身份规划与子女教育规划放在同一张时间表中考虑，帮助家庭提前梳理教育方向、入学要求和身份申请时间之间的关系。\u003C\u002Fp>\u003Cimg src=\"\u002Fuploads\u002F1791959584873935085.jpg\">\u003Ch2>四、香港CIES申请流程应该怎样安排？\u003C\u002Fh2>\u003Cp>对于计划申请香港投资移民的家庭，建议按以下顺序推进。\u003C\u002Fp>\u003Ch3>第一步：评估申请资格与净资产\u003C\u002Fh3>\u003Cp>申请人应根据CIES规定，核实身份资格、净资产金额、资产持有期间及相关权属证明。\u003C\u002Fp>\u003Cp>官方要求，申请人须在提交净资产审查申请前的规定六个月期间内，拥有不少于3000万港元的符合要求的净资产或净资产权益。\u003C\u002Fp>\u003Cp>资产分散在多个账户或不同持有主体名下时，还需要核实实际受益权、资产估值、负债扣减及支持文件是否符合要求。\u003C\u002Fp>\u003Cp>北极星移民建议先梳理客户的资产构成和证明材料，再确定下一步的准备方向，避免在资格尚未核实之前就仓促安排交易。\u003C\u002Fp>\u003Ch3>第二步：聘请香港执业会计师，准备净资产审查材料\u003C\u002Fh3>\u003Cp>申请人需要聘请符合官方要求的香港执业会计师协助准备履行规定文件，并根据官方要求提交净资产声明及相关证明。\u003C\u002Fp>\u003Cp>根据官方FAQ，履行规定文件的出具日期与申请提交日期之间不得相隔超过14个公历日。\u003C\u002Fp>\u003Cp>资产证明的完整性和一致性十分重要。如果文件无法清楚显示资产价值、持有期间或实际受益权益，相关部门可能要求补充资料。\u003C\u002Fp>\u003Cp>北极星移民的文案团队平均从业经验不少于8年，可协助客户梳理材料清单、跟进准备进度及检查文件之间的对应关系。需要由会计师出具或确认的专业文件，则由相应专业人士根据实际情况处理。\u003C\u002Fp>\u003Ch3>第三步：开立符合要求的CIES指定账户\u003C\u002Fh3>\u003Cp>申请人应与符合计划要求的金融中介确认指定账户安排，并核实账户持有人、投资主体及交易流程是否符合相关规定。\u003C\u002Fp>\u003Cp>不要把一般证券账户直接视为CIES指定账户，也不要在尚未确认规则前，先完成大额投资，再尝试通过转仓解决问题。\u003C\u002Fp>\u003Cp>北极星移民会根据客户的申请阶段，协助梳理需要与金融中介确认的账户及投资事项，减少申请流程中的信息差。\u003C\u002Fp>\u003Ch3>第四步：安排合资格投资\u003C\u002Fh3>\u003Cp>申请人需要根据CIES规则安排承诺投资，并保留相应的交易确认、账户结单及其他证明文件。\u003C\u002Fp>\u003Cp>对于已经持有金融资产的客户，应先核实既有持仓能否用于相应审查，再决定是否需要调整投资组合。\u003C\u002Fp>\u003Cp>涉及金融产品资格、交易执行和投资风险的具体判断，应由符合要求的金融中介及相关专业人士结合实际情况确认。\u003C\u002Fp>\u003Ch3>第五步：提交投资规定审查及后续入境申请\u003C\u002Fh3>\u003Cp>完成相应投资后，申请人须根据官方规定提交投资规定审查所需的声明、会计师文件及金融中介证明等材料。\u003C\u002Fp>\u003Cp>新资本投资者入境计划办公室负责相关资产及投资规定审查；香港入境事务处则负责入境、延长逗留期限及无条件逗留等申请的审核。\u003C\u002Fp>\u003Cp>不同阶段有不同的申请要求，完成一个环节不等于后续环节自动获批。\u003C\u002Fp>\u003Cp>北极星移民可以根据客户的申请进度，协助梳理材料清单、办理顺序和各环节的衔接事项，让客户对下一步需要完成的工作有更清晰的认识。\u003C\u002Fp>\u003Ch2>五、为什么高净值家庭选择北极星移民办理香港投资移民？\u003C\u002Fh2>\u003Cp>对于投资额达到3000万港元的家庭而言，香港CIES不是一次普通的签证申请。资产证明、投资安排、家庭身份、教育需求及后续续签，都可能影响整个规划过程。\u003C\u002Fp>\u003Cp>北极星移民成立于2013年，业务立足深圳、面向全球，专注高端投资移民与国际身份规划。多年来，我们持续服务有跨境生活、海外投资及家庭身份规划需求的客户。\u003C\u002Fp>\u003Cp>我们的服务理念是：\u003Cstrong>不仅协助客户推进申请，更重视申请前的判断、办理中的专业协调，以及获批后的持续服务。\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch3>1. 13年行业积累，服务超过20000组客户\u003C\u002Fh3>\u003Cp>北极星移民成立于2013年，是深圳较早开展移民业务的企业之一，长期深耕高端投资移民领域。\u003C\u002Fp>\u003Cp>截至目前，公司累计服务客户超过20000组，接触过不同职业背景、家庭结构和资产情况的申请需求。\u003C\u002Fp>\u003Cp>对于高净值客户而言，选择服务机构不应只看报价或递件速度，更应关注团队是否具备长期服务经验，能否在申请开始前识别关键问题，并在政策发生变化时及时调整办理思路。\u003C\u002Fp>\u003Cp>北极星移民重视根据每位客户的具体情况梳理申请重点，而不是使用单一模板处理所有个案。\u003C\u002Fp>\u003Ch3>2. 香港投资移民成功案例200组以上，核心团队从业经验不低于16年\u003C\u002Fh3>\u003Cp>北极星移民香港投资移民团队核心成员从业经验不低于16年，累计拥有200组以上香港投资移民成功案例。\u003C\u002Fp>\u003Cp>这些实务经验为团队开展个案分析、流程管理和材料准备提供了基础。\u003C\u002Fp>\u003Cp>对于企业家、跨境经营者及拥有复杂资产结构的家庭，团队会结合客户的实际情况，协助梳理申请材料、识别潜在风险，并制定相应的办理计划。\u003C\u002Fp>\u003Cp>例如，本次CIES指定账户规则调整后，已经持有港股、美股或基金的客户，需要重新核实既有持仓、交易账户、资产证明及申请阶段，而不能简单地把普通证券账户中的资产转入指定账户，就认定满足投资规定。\u003C\u002Fp>\u003Cp>\u003Cstrong>过往案例的价值在于积累实务经验，但每位客户的资产情况和审核条件不同，历史案例不构成对新申请的获批保证。\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch3>3. 文案团队平均从业经验不少于8年，专业推进申请每个环节\u003C\u002Fh3>\u003Cp>移民申请并不是材料越多越好，关键在于文件是否符合要求、信息是否一致、资产权属能否清楚说明，以及每份证明能否支持相应的申请条件。\u003C\u002Fp>\u003Cp>北极星移民文案团队平均从业经验不少于8年，熟悉移民申请材料的整理、审核与流程推进。\u003C\u002Fp>\u003Cp>团队会根据客户的申请阶段协助梳理材料清单、检查文件准备情况、跟进关键时间节点，并提醒客户提前处理可能影响申请进度的问题。\u003C\u002Fp>\u003Cp>对于持有多家公司股权、多个境内外账户或不同类型资产的客户，材料准备可能涉及多方证明和专业文件。我们重视文件之间的对应关系，以及材料准备与正式申请时间的衔接。\u003C\u002Fp>\u003Cimg src=\"\u002Fuploads\u002F1791959607100567916.jpg\">\u003Ch3>4. 提供后续身份服务，关注续签与长期居留规划\u003C\u002Fh3>\u003Cp>对于高净值家庭而言，取得初步入境资格只是身份规划的一部分。\u003C\u002Fp>\u003Cp>北极星移民提供后续身份服务，可根据客户的具体情况协助跟进周年申报、签证续期、无条件逗留申请及符合条件后的香港永久居民身份申请等事项。\u003C\u002Fp>\u003Cp>对于CIES客户，后续投资组合管理规定和相关审查要求同样重要。不能简单地认为完成投资并取得签证后，就不再需要关注其他义务。\u003C\u002Fp>\u003Cp>北极星移民重视申请前、中、后的连续服务，协助客户了解不同阶段可能涉及的工作内容，提前安排需要准备的文件和时间节点。\u003C\u002Fp>\u003Cp>具体逗留期限、无条件逗留及永久居民身份申请结果，仍以香港入境事务处的审核为准。\u003C\u002Fp>\u003Ch3>5. 依托三只小象国际教育资源，实现身份与子女教育双线规划\u003C\u002Fh3>\u003Cp>不少家庭选择香港身份，不只是为了主申请人本身，也希望为子女教育增加选择。\u003C\u002Fp>\u003Cp>北极星移民依托关联品牌三只小象国际教育资源，能够将身份规划与子女教育规划放在同一张时间表中考虑。\u003C\u002Fp>\u003Cp>三只小象提供国际教育及择校相关服务，合作覆盖多所国际学校。对于有香港身份规划及子女国际教育需求的家庭，可以同步梳理：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>家庭希望选择的教育体系及未来升学方向；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>子女现阶段的年级、课程背景和语言能力；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>身份申请时间与择校、入学时间之间的衔接；\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>不同学校的入学要求、申请安排及后续教育规划。\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>这种双线规划有助于家庭尽早了解身份安排与教育路径之间的关系，而不是等到身份办理进入后期，才开始考虑学校选择。\u003C\u002Fp>\u003Cp>需要注意的是，香港身份并不意味着自动获得任何学校的录取资格，具体入学条件和录取结果仍由学校决定。\u003C\u002Fp>\u003Ch3>6. 长期服务高净值家庭，具备税务专业资源协同能力\u003C\u002Fh3>\u003Cp>对于拥有境内外资产、跨境企业或多地收入来源的家庭，申请国际身份时还需要考虑税务居民身份、收入来源、资产持有结构及跨境申报等问题。\u003C\u002Fp>\u003Cp>北极星移民长期服务高净值客户，积累了税务师等专业资源，可根据客户实际需求，协助对接相关专业人士，提前识别身份规划中需要进一步核实的税务事项。\u003C\u002Fp>\u003Cp>例如，在调整既有证券持仓、安排跨境资金或规划家庭成员居住地时，可能涉及不同的税务问题。客户应在作出重大交易或结构调整之前，先由具备相应资质的税务专业人士结合实际情况进行评估。\u003C\u002Fp>\u003Cp>取得香港身份不等于自动改变税务居民身份，也不意味着可以免除原有税务义务。具体税务结果应由相应税务专业人士根据适用法律和实际情况判断。\u003C\u002Fp>\u003Ch3>7. 5A级诚信企业认证及行业组织任职，重视服务信誉\u003C\u002Fh3>\u003Cp>高净值家庭选择移民机构，除了关注专业能力，也会重视企业经营稳定性、服务透明度及长期信誉。\u003C\u002Fp>\u003Cp>北极星移民持有广东省因私出入境移民协会5A级诚信企业相关认证，并担任深圳市跨境电子商务协会副会长单位及中欧深圳校友会副会长单位。\u003C\u002Fp>\u003Cp>公司成立以来，坚持“诚信专业，使命必达”的服务理念，重视客户沟通、服务流程和个案跟进。\u003C\u002Fp>\u003Cp>北极星移民表示，公司至今保持0诉讼、0纠纷的记录，并坚持以VIP服务标准对待每一位客户。对于涉及较大资金投入和长期身份规划的项目，我们认为，清晰的服务约定、真实的政策解释及充分的风险提示，与专业申请能力同样重要。\u003C\u002Fp>\u003Cp>客户签约前，可根据需要核实相关证书、任职证明及服务协议内容。\u003C\u002Fp>\u003Ch3>北极星移民的服务，贯穿身份规划的不同阶段\u003C\u002Fh3>\u003Cp>对于希望通过CIES规划香港身份的家庭，北极星移民可以根据具体需求提供以下服务支持：\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>\u003Cstrong>申请前：\u003C\u002Fstrong> 协助梳理申请条件、资产结构及材料准备方向。\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>申请中：\u003C\u002Fstrong> 跟进材料、流程和时间节点，并协调会计师、金融中介等相关专业环节。\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>家庭规划：\u003C\u002Fstrong> 依托三只小象国际教育资源，协助有需要的家庭同步考虑子女教育与身份安排。\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>申请后：\u003C\u002Fstrong> 根据客户需要，协助跟进续签、周年申报及符合条件后的后续身份申请。\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>\u003Cstrong>长期规划：\u003C\u002Fstrong> 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